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Illustrative Tools

Investment Calculators

Explore, for illustration, how an investment could grow and what inflation can do to future costs. Adjust the sliders to see results update instantly. These are generic tools using assumed returns — they are not a recommendation or a projection of any mutual fund scheme.

SIP Return Calculator

₹500₹2,00,000
1%30%
1 yr40 yrs
Total Invested Amount
₹6,00,000
Estimated Returns
₹5,29,000
Estimated Maturity Value
₹11,29,000

Assumes returns are compounded monthly at a constant rate. Actual mutual fund returns vary and are not guaranteed.

Target Value Calculator

₹1L₹5Cr
1%30%
1 yr40 yrs
Required Monthly SIP
₹12,300
Total Amount You'll Invest
₹22,14,000
Estimated Gain
₹27,86,000

Shows the monthly SIP needed to reach your goal, assuming a constant annual return compounded monthly.

Lumpsum / FD Calculator

₹10,000₹1Cr
1%20%
1 yr30 yrs
Principal Amount
₹1,00,000
Interest Earned
₹41,000
Maturity Value
₹1,41,000

Suitable for estimating Fixed Deposit or one-time lumpsum investment growth at a fixed rate of return.

Retirement Corpus Calculator

₹10,000₹5,00,000
1860
4570
70100
2%10%
1%15%
Monthly Expense at Retirement
₹1,60,000
Years in Retirement
25 years
Retirement Corpus Required
₹4,50,00,000

Estimates the corpus needed at retirement to sustain your inflation-adjusted expenses, assuming the corpus itself continues to earn a post-retirement return.

Retirement SIP Calculator

₹10L₹10Cr
1 yr40 yrs
1%20%
Required Monthly SIP
₹18,500
Total Amount You'll Invest
₹55,50,000
Estimated Gain
₹2,44,50,000

Shows the monthly SIP needed to reach a target retirement corpus by your chosen retirement age.

Child Education Calculator

₹5L₹1Cr
1 yr20 yrs
2%15%
1%20%
Future Cost of Education
₹50,35,000
Required Monthly SIP
₹17,600
Total Amount You'll Invest
₹25,34,000

Projects the future cost of your child's education after inflation, and the monthly SIP needed to fund it.

Inflation Calculator

₹1,000₹1Cr
1%15%
1 yr40 yrs
Current Value
₹1,00,000
Future Cost (After Inflation)
₹1,79,000
Loss in Purchasing Power
₹79,000

Shows how inflation erodes purchasing power over time — useful when setting realistic future goal amounts.

Goal SIP Calculator

₹1L₹2Cr
1 yr30 yrs
0%12%
1%20%
Goal Value (Adjusted for Inflation)
₹39,86,000
Required Monthly SIP
₹29,900
Total Amount You'll Invest
₹28,70,400

Combines inflation and expected returns to show the monthly SIP needed for any specific life goal — home, wedding, travel, or business.

Insurance Need Calculator

₹2L₹1Cr
530
₹0₹2Cr
₹0₹2Cr
Income Replacement Need
₹1,50,00,000
Total Need (incl. liabilities)
₹1,70,00,000
Indicative Additional Cover
₹1,20,00,000

A simplified human-life-value estimate (income replacement + liabilities − existing cover). Your actual protection need should be assessed individually.

SIP vs Lumpsum Calculator

₹60,000₹2Cr
1 yr30 yrs
1%20%
Lumpsum Maturity Value
₹18,64,000
SIP Maturity Value (same total invested)
₹13,95,000
Difference
₹4,69,000

Compares investing the full amount today (lumpsum) vs spreading the same total as a monthly SIP over the period, at the same assumed annual return. Results depend heavily on market timing, which this simplified model does not capture.

Subilaksha Assets™Subbiah Murugan, MFD · AMFI Registered Mutual Fund Distributor (ARN-364653)
Subilaksha Assets™ · Subbiah Murugan, MFD · AMFI Registered Mutual Fund Distributor (ARN-364653) · 1130C, 3rd Main Street, KTC Nagar, Tirunelveli - 627011, Tamil Nadu, India
Phone/WhatsApp: +91 89256 98545 · Email: info@subilakshaassets.com