Plan With Numbers

Financial Calculators

Explore how your investments could grow, what it takes to reach a goal, and how inflation, insurance needs and retirement plans stack up. Adjust the sliders to see results update instantly, and print any result as a report.

SIP Return Calculator

₹500₹2,00,000
1%30%
1 yr40 yrs
Total Invested Amount
₹6,00,000
Estimated Returns
₹5,29,000
Estimated Maturity Value
₹11,29,000

Assumes returns are compounded monthly at a constant rate. Actual mutual fund returns vary and are not guaranteed.

Target Value Calculator

₹1L₹5Cr
1%30%
1 yr40 yrs
Required Monthly SIP
₹12,300
Total Amount You'll Invest
₹22,14,000
Wealth Gained
₹27,86,000

Shows the monthly SIP needed to reach your goal, assuming a constant annual return compounded monthly.

Lumpsum / FD Calculator

₹10,000₹1Cr
1%20%
1 yr30 yrs
Principal Amount
₹1,00,000
Interest Earned
₹41,000
Maturity Value
₹1,41,000

Suitable for estimating Fixed Deposit or one-time lumpsum investment growth at a fixed rate of return.

Retirement Corpus Calculator

₹10,000₹5,00,000
1860
4570
70100
2%10%
1%15%
Monthly Expense at Retirement
₹1,60,000
Years in Retirement
25 years
Retirement Corpus Required
₹4,50,00,000

Estimates the corpus needed at retirement to sustain your inflation-adjusted expenses, assuming the corpus itself continues to earn a post-retirement return.

Retirement SIP Calculator

₹10L₹10Cr
1 yr40 yrs
1%20%
Required Monthly SIP
₹18,500
Total Amount You'll Invest
₹55,50,000
Wealth Gained
₹2,44,50,000

Shows the monthly SIP needed to reach a target retirement corpus by your chosen retirement age.

Child Education Calculator

₹5L₹1Cr
1 yr20 yrs
2%15%
1%20%
Future Cost of Education
₹50,35,000
Required Monthly SIP
₹17,600
Total Amount You'll Invest
₹25,34,000

Projects the future cost of your child's education after inflation, and the monthly SIP needed to fund it.

Inflation Calculator

₹1,000₹1Cr
1%15%
1 yr40 yrs
Current Value
₹1,00,000
Future Cost (After Inflation)
₹1,79,000
Loss in Purchasing Power
₹79,000

Shows how inflation erodes purchasing power over time — useful when setting realistic future goal amounts.

Goal-Based Investment Calculator

₹1L₹2Cr
1 yr30 yrs
0%12%
1%20%
Goal Value (Adjusted for Inflation)
₹39,86,000
Required Monthly SIP
₹29,900
Total Amount You'll Invest
₹28,70,400

Combines inflation and expected returns to show the monthly SIP needed for any specific life goal — home, wedding, travel, or business.

Insurance Need Calculator

₹2L₹1Cr
530
₹0₹2Cr
₹0₹2Cr
Income Replacement Need
₹1,50,00,000
Total Need (incl. liabilities)
₹1,70,00,000
Additional Cover Recommended
₹1,20,00,000

A simplified human-life-value estimate (income replacement + liabilities − existing cover). Your actual protection need should be assessed individually.

SIP vs Lumpsum Calculator

₹60,000₹2Cr
1 yr30 yrs
1%20%
Lumpsum Maturity Value
₹18,64,000
SIP Maturity Value (same total invested)
₹13,95,000
Difference
₹4,69,000

Compares investing the full amount today (lumpsum) vs spreading the same total as a monthly SIP over the period, at the same assumed annual return. Results depend heavily on market timing, which this simplified model does not capture.

Subilaksha Assets™Your Trusted Financial Partner
Subilaksha Assets™ · ARN-364653 · 1130C, 3rd Main Street, KTC Nagar, Tirunelveli - 627011, Tamil Nadu, India
Phone/WhatsApp: +91 89256 98545 · Email: info@subilakshaassets.com